Compete in a disrupted space.
Companies like yours have disrupted the lending market with digital, on-demand loan services, instant approval, and faster access to cash. They’ve gained a foothold, but to effectively compete with highly capitalized banks, fintechs need ways to scale compliantly, continuously transform, and meet customer demands.
Easy Applications
No one wants to fill out forms. They want streamlines mobile experiences that take mere minutes to complete.
Immediate approvals
A lot of borrowers choose non-FI lenders—even at higher interest rates—because they're fast and convenient.
Fast funding
When borrowers need money, they need it now. Deliver crucial funds more quickly than the competition.
Simplicity
Lending doesn’t have to be hard. Simplify your staff and your customers’ experience with automated origination, underwriting, servicing and more—all within a single end-to-end solution.
Flexibility
Quickly create new loan products to immediately meet market and regulatory needs. Make it happen with configurable lending solutions.
Confidence
Approve and fund loans immediately without sacrificing compliance or creating credit risk—with automation and clearly defined, easy-to-follow credit guidelines.
Offer banking services without being a bank.
Don’t let outdated tech or compliance concerns stop you from building financial services products. Offer bank accounts, debit cards, and payments solutions without being a bank—or being forced to navigate banks’ legacy core processors and regulatory hurdles.
Convenience
Convenience is the new loyalty. Streamline transactions and create better, faster experiences and you’ll be rewarded with deeper engagement.
Perks
Rewards can go a long way toward building loyalty. Cost-effective technology can help you offer rewards or better rates while maintaining your margins.
Relevance
Consumers want to be understood. Easily and quickly build and deploy services that fit their needs and expectations.
Efficiency
Legacy tech put banking services out of the reach of non-banks for too long—but a modern, lightweight core processor makes it possible, quick, and cost effective.
Revenue
By offering “save and spend” products like debit cards and savings accounts, you can open up new revenue streams, drive more margin, and deepen customer engagement.
Compliance
Form partnerships and explore business models that allow you to offer banking services without the regulatory lift required of financial institutions.